Download & Open the BankSocial App
Get the app from App Store (iOS) or Google Play (Android)
Log in with your BankSocial credentials.
Complete Verification (KYC)
Before you can trade stocks, you’ll need to verify your identity:
Go to your Profile or Account Settings.
Complete the Identity Verification (often called KYC).
You may need to upload:
Photo of a government-issued ID
Self-photo or selfie
Personal info (name, address, SSN, etc.)
This is required by regulators before you can trade.
Open Your Investing / Stocks Account
Once verified:
Tap the Stocks or Investing tab in the app.
You may be asked to agree to terms (investing risk disclosures, account agreements).
BankSocial will create your investment account (linked to your main BankSocial wallet).
Fund Your Investing Wallet
You’ll need cash available to buy stocks:
Go to Add Funds or Deposit.
Transfer money from your linked bank (via Plaid).
Wait for the transfer to settle (typically a day or two).
Tip: Keep an eye on your settled cash balance — only settled funds can be used to buy.
Browse or Search for Stocks & ETFs
Tap the Search (🔍) icon in the Stocks tab.
Enter a company name or ticker symbol (e.g., AAPL, SPY).
Select the stock or ETF from the results list.
Place Your First Trade
Once you find a stock:
Tap it to open its detail page.
Choose Buy.
Enter the amount or share quantity you want.
Review the details.
Swipe or tap Submit/Buy to place the order.
Wait for Settlement
Most stock trades settle in 2 business days (T+2).
After settlement, proceeds from sales become withdrawable cash (takes ~3 business days to reach your bank).
Track & Manage Your Portfolio
Return to the Portfolio tab to see:
Your current holdings
Gain/loss
Market value
Transaction history